Located on 10 Elm Street in Covington, this 2-BR, 2-BA home is not part of a subdivision and comes without mandatory HOA fees. Inside, the layout is designed for modern daily living with generous gathering spaces and private retreats. The kitchen functions as the heart of the home with ample counter space, storage, and a natural connection to the main living areas. Open concept living and dining spaces create a comfortable setting for gatherings of all kinds. Outside, the property offers approximately 0.16 acres, giving ample room to relax, play, or plan future outdoor projects. Practical parking available for multiple vehicles makes everyday living easier for households with multiple vehicles. Set outside of a formal subdivision, this address in Covington offers a more independent feel with no mandatory HOA. With roughly 11 days on the market, this property stands out for condition and location. With an asking price of $119,999, this property represents an appealing opportunity in the current market.