Located on 195 Elm Street in Jefferson, this 4-BR, 3-BA home is not part of a subdivision and comes without mandatory HOA fees. An open and comfortable floor plan makes it easy to relax, work, and entertain. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Outside, the property offers approximately 0.319 acres, giving ample room to relax, play, or plan future outdoor projects. Practical parking available for multiple vehicles makes everyday living easier for households with multiple vehicles. Located in Jefferson but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. Currently listed for about 38 days, this property combines space, style, and value. At $629,900, this home is well positioned for buyers seeking value in Jefferson.